Social Security Disability
We understand that life’s journey can sometimes lead us through challenging terrain. Our mission is to guide you through the shifting sands of Social Security Disability (SSD) with expertise and compassion.
What is Social Security Disability?
Social Security Disability benefits are designed to provide financial assistance to individuals who are unable to work due to a disabling medical condition. There are two main types of SSD benefits:
Social Security Disability Insurance (SSDI)
This program provides benefits to disabled individuals who have paid into the Social Security system through their employment.
Supplemental Security Income (SSI)
This program provides benefits to disabled individuals based on financial need, regardless of work history.
Eligibility Requirements
To qualify for SSD benefits, you must meet specific medical and non-medical criteria:
Medical Criteria
You must have a medical condition that meets the Social Security Administration's (SSA) definition of disability. This means your condition must be severe, expected to last at least one year or result in death, and prevent you from performing substantial gainful activity (SGA).
Non-Medical Criteria
For SSDI, you must have sufficient work credits based on your age and work history. For SSI, you must
meet certain income and asset limits.
Benefits of Social Security Disability
Qualifying for SSD benefits can provide essential financial relief and peace of mind. Some key benefits include:
Monthly cash payments
To help cover living expenses, such as rent, food, and utilities.
Medicare coverage
Health insurance to assist with medical costs after a qualifying waiting period.
Potential for other benefits
Depending on your state, you may be eligible for additional programs like Medicaid, food stamps, or housing assistance.
The Application Process
Applying for SSD benefits can be a challenging and time-consuming process. Our team at Desert Disability® is here to guide you through each step: