Apply for Disability Benefits
Navigating the process of applying for disability benefits can be complex and daunting. At our firm, we specialize in helping clients understand and manage the intricacies of applying for disability benefits, ensuring that they receive the support they are entitled to under the law.
What Are Disability Benefits? Do I Need an Attorney for this Law?
Disability benefits are designed to provide financial assistance to individuals who are unable to work due to a medical condition that is expected to last at least one year or result in death. The Social Security Administration (SSA) offers two main types of disability programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
SSDI vs. SSI
Social Security Disability Insurance (SSDI) is available to individuals who have accumulated a sufficient number of work credits. SSDI benefits are based on your earnings record, and your eligibility depends on your previous contributions to the Social Security system through payroll taxes.
Supplemental Security Income (SSI) is designed to help aged, blind, and disabled individuals who have little or no income. It provides cash to meet basic needs for food, clothing, and shelter. Unlike SSDI, SSI is not dependent on your prior work history but requires meeting income and asset thresholds.
How to Apply for Disability Benefits
Step 1: Determine Eligibility Before applying, it’s essential to determine whether you meet the medical and non-medical eligibility requirements for SSDI or SSI. Our team can help you understand these criteria and evaluate your situation to determine the best path forward.
Step 2: Gather Necessary Documentation Applying for disability benefits requires detailed documentation, including medical records, work history, and personal identification. These documents provide the SSA with the necessary information to assess your disability claim. We guide our clients through collecting and organizing this crucial documentation.
Step 3: Submit Your Application You can apply for SSDI or SSI benefits online, by phone, or in person at a local Social Security office. We assist our clients in filling out their applications accurately and advocate on their behalf to ensure that all paperwork is submitted correctly and on time.
Step 4: Attend Required Consultations In some cases, the SSA may require a consultative examination to confirm your disability. Our firm prepares clients for these examinations by advising them on what to expect and how to communicate their disabilities effectively.